Is Mold Removal Covered by Insurance in North Atlanta?

Mold can wreak havoc on a home, and because mold remediation services are expensive, you’ll likely need to file an insurance claim to deal with the situation. If you’re worried about whether or not your policy covers mold, here are some things to consider. Of course, we always recommend speaking with your insurance agents to understand the specifics.

Mold Damage Is a Covered Peril in Most Cases

Your homeowners policy addresses a handful of covered perils, including fire, lightning, vandalism, theft, and frozen pipes. Additionally, the policy will most likely cover the accidental discharge of water from plumbing or sprinkler systems.A good rule of thumb for determining what is considered a covered peril is that insurance companies will cover sudden, accidental incidents. If your toilet overflows, causing mold to grow in the moisture afterward, the situation will likely be covered. Similarly, if a pipe explodes without warning, insurance will step in and handle both the water damage and the resulting in hidden mold growth.

When Your Insurance Will Not Cover the Cost of Mold Removal and Cleanup

To put it simply, your homeowners insurance will not cover mold that comes from preventable causes. These include a slow-moving water leak, flooding, or high humidity. The company expects homeowners to address preventable causes of mold, which means that the cost of repairs and removal falls on the insuree.

Call Restoration 1 of North Atlanta for Mold Inspection and Removal

At Restoration 1 of North Atlanta , we’ll work with your insurance company to convey the extent of the mold infestation and obtain the coverage you need. Our mold remediation services are top tier, and we won’t stop working until every spore has been eradicated. Call 678-671-5636 to learn more or schedule an appointmentwith us.